
Sarah Delorme
Market Insights
August 6, 2025
12 min de lecture
Insurance That Covers Braces in Canada: 2025 Cost Guide, Eligibility & Best Plans
Braces in Canada can cost between $3,000 and $10,000, and not all dental insurance covers them—especially for adults. Most group benefit plans (like those from Canada Life, Sun Life, and Manulife) include orthodontic coverage for dependents, with 50% reimbursement and a lifetime maximum of $1,000–$3,000. Adult coverage is less common and usually only found in premium plans. Individual insurance options (like Blue Cross and Desjardins) may include orthodontics but often require a 12–24 month waiting period. Student plans offer limited braces coverage, and renters or families juggling expenses can benefit from flexible benefits or Health Spending Accounts (HSAs). Digital tools like GoKlaim.com simplify checking coverage, submitting claims, and managing benefits—especially for busy families, renters, and students.